“It used to be London or Singapore — but now, Tokyo feels safest.”
These words, spoken by a Hong Kong-based entrepreneur in his 40s who operates multiple businesses, reflect a powerful new sentiment among Asia’s affluent.
In recent years, relocating to Tokyo has emerged as a serious and strategic choice among high-net-worth individuals from Thailand, Hong Kong, and Singapore.
But why Tokyo, and why now? The answer lies in Tokyo’s exceptional balance — offering a rare blend of personal safety, world-class education, manageable living costs, and a stable, data-driven investment environment.
■ From Singapore and the West to Japan: A Shift in Preferred Destinations Among the Wealthy
For years, affluent individuals seeking relocation gravitated toward a familiar trio:
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Singapore – Favored for its tax incentives, safety, and structured education system
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London and Vancouver – Popular for English-language access and pathways to Western universities
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Dubai – A stronghold for asset protection and tax-free benefits
However, these locales are now facing mounting challenges: rising living costs, overcrowding, political uncertainty, worsening air quality, and cultural dissonance. In this context, Japan has quietly emerged as a new contender — a country that feels familiar, yet consistently exceeds expectations in terms of livability.
■ Why Tokyo? Five Reasons Cited by the World’s Affluent
1. Unparalleled Peace of Mind: Safety, Cleanliness, and Precision
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Walking safely even at midnight
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Lost items, including cash, often returned
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Public transportation operates with near-perfect punctuality — often to the minute
2. High-Quality Education and Healthcare at Exceptional Value
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Leading international schools in Tokyo typically cost between ¥2.5M–¥3.5M annually — globally competitive, yet far more affordable
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Japan’s medical system provides top-tier care with costs averaging half to a third of what’s standard in other developed nations
3. Exceptional Value for Cost of Living
- Across all categories — housing, dining, education, transportation, and insurance — Tokyo delivers premium quality at comparatively modest prices.
- For approximately ¥1,000,000 per month, one can enjoy a refined, central Tokyo lifestyle
4. A Strategic Investment Base
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Tokyo real estate remains attractively priced and highly liquid, with prime properties in areas like Minato available from ¥100 million
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As a yen-denominated asset, it offers excellent portfolio diversification
5. Cultural Affinity and Quality of Life
- Japan resonates deeply with those who value etiquette, family-centric living, and mutual respect.
- Everyday experiences — from cuisine and shopping to wellness and entertainment — are elevated in both refinement and reliability.
■ Real Stories: Why Thailand and Hong Kong’s Affluent Are Relocating to Tokyo
Bangkok Hospital Owner (Relocated to Hiroo):
“I wanted my child to grow up with grace and respect. Tokyo’s education system nurtures children quietly, yet profoundly.”
Hong Kong Family Office Principal (Moved from Central to Azabu-Juban):
“The quality of air and food is incomparable. I feel my health — both body and mind — is finally aligning.”
Thai Entrepreneurial Couple (Relocation + Investment):
“We purchased a luxury tower condo for ¥100 million and enrolled both children in an international school — yet our cost of living is far more manageable than it was in Hong Kong.”
■ Relocating to Japan: A Strategic Choice for Both Lifestyle and Asset Stability
Japan may not offer aggressive tax incentives — and yet, discerning individuals continue to choose it. Why?
Because the deepest sense of satisfaction lies in what can’t be quantified.
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A low-stress, orderly daily life
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Transparent governance and dependable regulations
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Emotionally effortless social interactions
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Sustainable access to quality education and healthcare
In the end, what high-net-worth individuals value most isn’t always written on a balance sheet — it’s the quiet, enduring quality of life.
■ Living in Japan: From Aspiration to Strategy
What was once a passing dream — “It would be nice to live in Japan someday” — is now evolving into concrete action:
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“Let’s establish a base in Tokyo first.”
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“Let’s secure our children’s education in Japan.”
For affluent families from Thailand and Hong Kong, Tokyo is no longer an exotic ideal — it’s becoming a rational, strategic decision.