2025/06/14
Why Affluent Individuals from Thailand and Hong Kong Are Choosing Tokyo as Their Next Home

“It used to be London or Singapore — but now, Tokyo feels safest.”

These words, spoken by a Hong Kong-based entrepreneur in his 40s who operates multiple businesses, reflect a powerful new sentiment among Asia’s affluent.

In recent years, relocating to Tokyo has emerged as a serious and strategic choice among high-net-worth individuals from Thailand, Hong Kong, and Singapore.

But why Tokyo, and why now? The answer lies in Tokyo’s exceptional balance — offering a rare blend of personal safety, world-class education, manageable living costs, and a stable, data-driven investment environment.


From Singapore and the West to Japan: A Shift in Preferred Destinations Among the Wealthy

For years, affluent individuals seeking relocation gravitated toward a familiar trio:

  • Singapore – Favored for its tax incentives, safety, and structured education system

  • London and Vancouver – Popular for English-language access and pathways to Western universities

  • Dubai – A stronghold for asset protection and tax-free benefits

However, these locales are now facing mounting challenges: rising living costs, overcrowding, political uncertainty, worsening air quality, and cultural dissonance. In this context, Japan has quietly emerged as a new contender — a country that feels familiar, yet consistently exceeds expectations in terms of livability.


Why Tokyo? Five Reasons Cited by the World’s Affluent

1. Unparalleled Peace of Mind: Safety, Cleanliness, and Precision

  • Walking safely even at midnight

  • Lost items, including cash, often returned

  • Public transportation operates with near-perfect punctuality — often to the minute

2. High-Quality Education and Healthcare at Exceptional Value

  • Leading international schools in Tokyo typically cost between ¥2.5M–¥3.5M annually — globally competitive, yet far more affordable

  • Japan’s medical system provides top-tier care with costs averaging half to a third of what’s standard in other developed nations

3. Exceptional Value for Cost of Living

  • Across all categories — housing, dining, education, transportation, and insurance — Tokyo delivers premium quality at comparatively modest prices.
  • For approximately ¥1,000,000 per month, one can enjoy a refined, central Tokyo lifestyle

4. A Strategic Investment Base

  • Tokyo real estate remains attractively priced and highly liquid, with prime properties in areas like Minato available from ¥100 million

  • As a yen-denominated asset, it offers excellent portfolio diversification

5. Cultural Affinity and Quality of Life

  • Japan resonates deeply with those who value etiquette, family-centric living, and mutual respect.
  • Everyday experiences — from cuisine and shopping to wellness and entertainment — are elevated in both refinement and reliability.

Real Stories: Why Thailand and Hong Kong’s Affluent Are Relocating to Tokyo

Bangkok Hospital Owner (Relocated to Hiroo):
“I wanted my child to grow up with grace and respect. Tokyo’s education system nurtures children quietly, yet profoundly.”

Hong Kong Family Office Principal (Moved from Central to Azabu-Juban):
“The quality of air and food is incomparable. I feel my health — both body and mind — is finally aligning.”

Thai Entrepreneurial Couple (Relocation + Investment):
“We purchased a luxury tower condo for ¥100 million and enrolled both children in an international school — yet our cost of living is far more manageable than it was in Hong Kong.”


Relocating to Japan: A Strategic Choice for Both Lifestyle and Asset Stability

Japan may not offer aggressive tax incentives — and yet, discerning individuals continue to choose it. Why?

Because the deepest sense of satisfaction lies in what can’t be quantified.

  • A low-stress, orderly daily life

  • Transparent governance and dependable regulations

  • Emotionally effortless social interactions

  • Sustainable access to quality education and healthcare

In the end, what high-net-worth individuals value most isn’t always written on a balance sheet — it’s the quiet, enduring quality of life.


Living in Japan: From Aspiration to Strategy

What was once a passing dream — “It would be nice to live in Japan someday” — is now evolving into concrete action:

  • “Let’s establish a base in Tokyo first.”

  • “Let’s secure our children’s education in Japan.”

For affluent families from Thailand and Hong Kong, Tokyo is no longer an exotic ideal — it’s becoming a rational, strategic decision.